The importance of understanding pay schedules:
Learning to read pay schedules can save you as much money as learning to play proper strategy. Changing one of the payouts only one coin in DW can cost you $40 per hour. For the new player saving money by selecting a high pay schedule is much easier than learning proper strategy. Learning proper strategy is important, but finding a high pay schedule only requires that you carry a copy in your pocket. There’s nothing to learn.

Jacks or Better Strategy
Hand Payout Frequency Probability Occurs Return
ROYAL FLUSH 4000 64.23 0.002% 40,465.96 1.98%
STRAIGHT FLUSH 200 281.63 0.011% 9,228.21 0.43%
4 OF A KIND 100 6,088.44 0.234% 426.87 4.69%
FULL HOUSE 45 29,663.43 1.141% 87.61 10.27%
FLUSH 30 28,190.80 1.085% 92.19 6.51%
STRAIGHT 25 39,655.46 1.526% 65.54 7.63%
3 OF A KIND 15 190,151.38 7.316% 13.67 21.95%
TWO PAIR 10 329,391.24 12.674% 7.89 25.35%
JACKS OR BETTER 5 539,478.87 20.757% 4.82 20.76%
NOTHING 0 1,435,994.50 55.253% 1.81 0.00%
Total Return
Variance
99.5599% 19.00444
Jacks or Better (Full Pay – 9/6)
1 Four of a Kind, Straight Flush, Royal Flush
2 4 to a Royal
3 Three of a Kind, Straight, Flush, Full House
4 4 to a Straight Flush – open
5 Two Pair
6 High Pair
7 3 to a Royal Flush
8 4 to a Flush
9 TJQK
10 Low Pair
11 89TJ,9TJQ
12 9TJs, 9JQs
13 4 to a Straight – open
14 8JQs
15 3 to a Straight Flush – open
16 9TQs, 8TJs, 89Js, 9QKs, 9JKs
17 QJs
18 JQKA
19 KQs, KJs, AKs, AQs, AJs
20 4 to a Straight – inside, 3 high cards
21 3 to a Straight Flush – inside, 2 gaps, 1 high card
22 3 to a Straight Flush – inside, 1 gap, 0 high cards
23 JQK
24 QJ
25 JTs
26 KQ, KJ
27 QTs
28 AK, AQ, AJ
29 KTs
30 High Card
31 3 to a Straight Flush – inside, 2 gaps, 0 high cards
32 Redraw
Progressive: Using full pay strategy

Using full pay strategy for progressives 
Here are the returns for games that have reached 100%, 101%, and 102%. These returns assume that the game is played using the correct strategy for that % return game. When the game is played using strategy for a 4,000 coin royal flush the return is almost always lower.

The TomSki Index – The TomSki Index (TSI) is a tool to help determine the attractiveness of alternative video poker opportunities. It relies on a concept known as Certainty Equivalence. (CE) to determine the risk-free alternative to a gambling proposition.